GiveMeTerms Sign in Open an account The B2B trade credit marketplace
Sellers get paid today . Buyers get time. Investors get the yield in between. Every invoice with 30–90 day terms is short-duration, asset-backed credit sitting idle. GiveMeTerms turns it into a market — verified invoices funded by accredited investors, settled automatically at maturity.
Get started Explore the marketplace Capital deployed $47K Invoices settled 1 Open listings 3 Avg. investor yield 10.7% annualized Typical duration 30–90 days
For sellers
Stop waiting on net-60 Upload an invoice, your buyer confirms it, and up to 90% of face value lands in your bank — often the same week.
Advance rates up to 90% of face value Fees from 2% flat, priced by buyer quality No debt on your balance sheet Submit your first invoice For buyers
Keep your terms. Keep your suppliers. Pay on your schedule while your suppliers get paid immediately. One confirmation click builds your GMT Score.
Extend terms without straining suppliers GMT Score unlocks better pricing over time One dashboard for every confirmed payable Join the buyer network For investors
Yield with a maturity date Fund verified receivables from $100. Short 30–90 day durations, asset-backed, targeting ~11% annualized.
Buyer-confirmed, OCR-verified invoices Risk-priced by proprietary GMT Score Reg D 506(c) — accredited investors View open listings